Benefits of Having PPO Dental Insurance
A PPO gives patients lower rates and expanded choice that many other dental insurance plans don’t offer, and continues to be one of the most popular insurance options on the market. Unlike an HMO, a PPO offers you the freedom to receive care from any provider—in or out of your network. It is noted that the marketplace (all HMO) has become such a large cluster network. Thus many clients often feel the pain with long waiting periods, insufficient service, and not being able to see the same dentist in a timely fashion. The accountability has become an issue as well with many consumers. Here are some PPO options:
DENTAL
BestOne Dental
One of the more cost effective and good value plans available. They offer $1500 and $3000 plan options. Additionaly, they are one of the only carriers that offer a $5000 a year benefit per person per calendar year plan.
United Health Care
Since the inception of the 1000wise and 2000wise plans last year, there has been a strong surgence with UHC dental plans. No waiting period for basic benefits as well as major services.
Man Life Dental (DVH)
Another solid PPO option with the flexibility to add vision and/or hearing as a rider to make it a complete package. Resoanably priced and uses the Careington Network, which is one of the most recognized professional dental networks in the nation.
MetLife Dental
The popular MetLife NCD Elite 1500 is one of the best well-rounded dental plans available. Implants have a benefit with first year along with the usual basic and major services.
VISION
United Health Care
Highlights of the plan:
- Eye exam paid at 100% with no co-pay
Coverage day one for eye exams and eye wear
Benefits for both glasses AND contacts
Large nationwide network of doctors and retail providers
VSP (by Metlife)
Highlights of the plan:
- Eye exam paid at 100% with no co-pay
Coverage day one for eye exams and eye wear
Benefits for both glasses AND contacts
Large nationwide network of doctors and retail providers
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